Privacy Policy

Last Updated: January 2, 2026

Peachy Group ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our applications (Peachy Budget and Peachy Tasks) and services.

1. Information We Collect

1.1 Personal Information

We collect the following personal information when you use our services:

• Email Address: Used for account creation, authentication, and communication
• Payment Information: Processed securely through Stripe (we do not store credit card details)
• Subscription Data: Trial start dates, subscription status, and billing history

1.2 Application Data

Data you create while using our applications:

• Peachy Budget: Financial transactions, budgets, categories, recurring expenses, and notes
• Peachy Tasks: Tasks, projects, folders, tags, due dates, and notes

1.3 Technical Information

• Device type and operating system (iOS, Android, Web)
• IP address and general location (country/province)
• Browser type and version
• Usage statistics and error logs

2. How We Use Your Information

We use your personal information for the following purposes:

2.1 Service Provision

• Creating and managing your account
• Providing access to Peachy Budget and Peachy Tasks
• Syncing your data across devices
• Processing payments and managing subscriptions

2.2 Communication

• Sending trial expiration reminders
• Notifying you of subscription renewals or payment issues
• Responding to support requests
• Sending important service updates (security notices, policy changes)

2.3 Improvement and Analytics

• Analyzing usage patterns to improve our applications
• Identifying and fixing bugs
• Developing new features based on user needs

3. How We Store and Protect Your Information

3.1 Data Storage

Your data is stored securely using:

• Cloud Database: PostgreSQL database hosted on Render.com servers
• Encryption: All data is encrypted in transit (HTTPS/TLS) and at rest
• Server Location: Data is stored on servers located in North America

3.2 Security Measures

• Industry-standard encryption (AES-256)
• Secure HTTPS connections for all communications
• Regular security audits and updates
• Limited employee access to personal data (need-to-know basis)
• No sharing of passwords or sensitive data with third parties

4. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information. We only share information in the following limited circumstances:

4.1 Service Providers

• Stripe: Payment processing (subject to Stripe's Privacy Policy)
• Render.com: Cloud hosting and database services

4.2 Legal Requirements

We may disclose your information if required by Canadian law, court order, or government regulation, including:

• Responding to subpoenas or court orders
• Complying with tax or regulatory obligations
• Protecting our legal rights or preventing fraud

4.3 Business Transfers

If Peachy Group is acquired or merged with another company, your information may be transferred as part of that transaction. You will be notified via email of any such change.

5. Your Privacy Rights (PIPEDA)

Under Canadian privacy law, you have the following rights:

5.1 Right to Access

You can request a copy of all personal information we hold about you. We will provide this within 30 days of your request.

5.2 Right to Correction

If any personal information is inaccurate or outdated, you can request corrections through your account settings or by contacting us.

5.3 Right to Withdraw Consent

You can withdraw consent for non-essential data processing at any time (e.g., marketing emails). Note that withdrawing consent for essential processing may limit service functionality.

5.4 Right to Deletion

You can request deletion of your account and all associated data. We will process this within 30 days, subject to legal retention requirements (e.g., tax records).

5.5 Right to Data Portability

You can export your data in CSV or JSON format from your account settings at any time.

6. Data Retention

• Active Accounts: Data is retained as long as your account is active
• Deleted Accounts: Personal data is deleted within 30 days of account closure
• Billing Records: Retained for 7 years as required by Canadian tax law
• Support Communications: Retained for 2 years for quality assurance

7. Cookies and Tracking

We use essential cookies to maintain your session and preferences. We do not use third-party advertising or tracking cookies.

• Session Cookies: Keep you logged in (deleted when you close your browser)
• Preference Cookies: Remember your settings (font size, theme preferences)

8. Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

9. International Data Transfers

While we primarily serve Canadian users, your data may be processed on servers located in the United States (Render.com infrastructure). These transfers are protected by:

• Standard contractual clauses
• Encryption in transit and at rest
• Compliance with PIPEDA cross-border data transfer requirements

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by:

• Email notification to your registered email address
• Prominent notice in the application
• Updating the "Last Updated" date at the top of this page

Continued use of our services after changes constitutes acceptance of the updated policy.

11. Contact Us & Privacy Officer

Filing a Complaint with the Privacy Commissioner

If you are not satisfied with our response to your privacy complaint, you have the right to file a complaint with the Office of the Privacy Commissioner of Canada:

• Website: www.priv.gc.ca
• Phone: 1-800-282-1376

12. Consent

By using Peachy Group services, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy. You may withdraw consent at any time, subject to legal or contractual restrictions.